Retirement isn’t what it used to be. More Australians are entering retirement with debt, navigating complex pension rules, and feeling financial pressure from family. To unpack how the concept of retirement is shifting, and the growing financial pressures facing older Australians, Think: Business Futures is joined by Kathy Walsh, Associate Dean (Research and Innovation) and Professor of Finance at UTS Business School, and Jemma Briscoe, Head of Research and Technical Advice at Aged Care Gurus. They explore practical strategies for managing debt in later life, weigh the pros and cons of using superannuation to pay off a mortgage, and break down the challenges of downsizing, including barriers to accessing the downsizer contribution. They also examine retirement options for renters and non-homeowners, and confront the rising issues of inheritance impatience and financial abuse within families. Kathy and Jemma offer valuable insights on how retirees can protect their financial independence and adapt to this evolving landscape with greater confidence. So why is retiring with debt becoming the new norm - and what can be done about it? Hosted and produced by Ali Aitken