The year you retire is certainly one of the most exciting times of your life, but it is also one of the times when we are, financially speaking, the most vulnerable. But the good news is that with the right know-how, tools and planning, you can minimize your risks and vulnerabilities and focus your efforts on those things that will truly make your golden years golden.
Join CERTIFIED FINANCIAL PLANNER™ professionals, John Bever and Jim Uren as they discuss the latest strategies to help make the year you retire your best year yet.
All content for The Year You Retire is the property of John Bever and Jim Uren and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
The year you retire is certainly one of the most exciting times of your life, but it is also one of the times when we are, financially speaking, the most vulnerable. But the good news is that with the right know-how, tools and planning, you can minimize your risks and vulnerabilities and focus your efforts on those things that will truly make your golden years golden.
Join CERTIFIED FINANCIAL PLANNER™ professionals, John Bever and Jim Uren as they discuss the latest strategies to help make the year you retire your best year yet.
In the year you retire, you need to make sure that you are well versed in the world of short-term investments. So in this episode, we’ll explore the short-term investment options that you should consider adding to your retirement planning arsenal. We’ll guide you through the financial thrill ride of different bond types and the potential benefits that may help boost your earnings. We’ll also discuss FDIC insurance and the pros and cons of brokered CDs. And we discuss the tax implications and various levels of investment security. In this episode, you will be able to:* Learn essential retirement planning strategies for financial security.* Discover lucrative short-term cash investment options for your retirement.* Understand the importance of FDIC insurance for safeguarding your savings.* Explore various types of bonds and their tax implications for smart investing.* Master the art of building a bond ladder to maximize your investment returns.The key moments in this episode are:00:00:42 - Introduction00:01:00 - Importance of Short Term Savings00:03:41 - Options for Short Term Cash00:05:03 - Bank Options and FDIC Insurance00:07:36 - Credit Unions and FDIC Insurance00:14:20 - What is a bond?00:15:46 - Maturity and Duration00:16:54 - Zero Coupon Bonds00:18:29 - US Government Bonds00:21:02 - Mutual Funds and ETFs00:28:28 - Closures and Federal Reserve Intervention00:29:47 - FDIC Insurance Limit00:31:01 - Selecting Short-Term Investment Options00:34:02 - Emergency Money and Guidelines00:35:32 - Retirement Income and Expenses00:42:37 - Building a Bond ladder00:43:35 - Shifting Bond Ladder00:44:13 - Gratitude in Retirement00:44:45 - Technology and Family00:45:38 - Appreciating the SeasonsDisclosure: The views expressed in this podcast are not necessarily the opinions of Phase 3 Advisory Services and should not be construed directly or indirectly as an offer to buy or sell any securities or services mentioned herein. Unless otherwise specified, show guests are not securities licensed or affiliated with Phase 3 Advisory Services or Osaic Wealth. Investing is subject to risks, including loss of principal invested. Past performance is not a guarantee of future results. No strategy can assure profit nor protect against loss. Please note that individual situations can vary. Therefore, the information should only be relied upon when coordinated with individual professional advice. Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Additional investment. and insurance advisory services offered through Phase 3 Advisory Services Limited, a Registered Investment Advisor.Osaic Wealth is separately owned and other entities and or marketing names, products or services referenced here are independent of Osaic Wealth. Phase 3 Advisory Services is located at 1110 West Lake Cook Road, Suite 265 in Buffalo Grove, Illinois 60089. Our phone number is 847-520-5545. For additional information, visit our website at phase3advisory.com.
The Year You Retire
The year you retire is certainly one of the most exciting times of your life, but it is also one of the times when we are, financially speaking, the most vulnerable. But the good news is that with the right know-how, tools and planning, you can minimize your risks and vulnerabilities and focus your efforts on those things that will truly make your golden years golden.
Join CERTIFIED FINANCIAL PLANNER™ professionals, John Bever and Jim Uren as they discuss the latest strategies to help make the year you retire your best year yet.
