The year you retire is certainly one of the most exciting times of your life, but it is also one of the times when we are, financially speaking, the most vulnerable. But the good news is that with the right know-how, tools and planning, you can minimize your risks and vulnerabilities and focus your efforts on those things that will truly make your golden years golden.
Join CERTIFIED FINANCIAL PLANNER™ professionals, John Bever and Jim Uren as they discuss the latest strategies to help make the year you retire your best year yet.
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The year you retire is certainly one of the most exciting times of your life, but it is also one of the times when we are, financially speaking, the most vulnerable. But the good news is that with the right know-how, tools and planning, you can minimize your risks and vulnerabilities and focus your efforts on those things that will truly make your golden years golden.
Join CERTIFIED FINANCIAL PLANNER™ professionals, John Bever and Jim Uren as they discuss the latest strategies to help make the year you retire your best year yet.
In this episode of The Year You Retire, hosts John Bever and Jim Uren reveal their list of the seven primary retirement predators. These retirement predators are the biggest threats to your financial lifestyle in retirement and it is critical that you prepare yourself against the potential damage they can cause. So listen along as John and Jim discuss each of the seven predators and provide practical steps you can take to help protect yourself. With a friendly and relatable approach, they share real-life examples and their professional insight, making this episode an essential resource for individuals approaching retirement. In this episode, you will be able to:· Learn to identify the seven retirement predators and what you can do help protect yourself.· Discover the concept of “sequence of return risk” and potential threat to your retirement lifestyle.· Gain professional insight on potential tax reduction strategies.· Understand the importance of early retirement planning.· Test your knowledge with some retirement trivia questions.· Prepare for a successful retirement with clear financial planning session expectations.The key moments in this episode are: 00:02:09 - Trivia Questions 00:03:58 - Procrastination 00:06:14 - Longevity Risk 00:11:01 - Lower than Expected Returns 00:15:05 - Impact of Market Downturns and Withdrawals 00:16:42 - Sequence of Return Risk 00:19:25 - Protecting Against Sequence of Return Risk 00:21:01 - Spending Shocks and Retirement 00:26:46 - Managing Taxes in Retirement 00:29:19 - Roth Conversions and Tax Strategies 00:30:01 - Procrastination in Retirement Planning 00:30:48 – On Our Next Episode 00:31:22 - Gratitude Segment Disclosure: The views expressed in this podcast are not necessarily the opinions of Phase 3 Advisory Services or Osaic Wealth and should not be construed directly or indirectly as an offer to buy or sell any securities or services mentioned herein. Unless otherwise specified, show guests are not securities licensed or affiliated with Phase 3 Advisory Services or Osaic Wealth. Investing is subject to risks, including loss of principal invested. Past performance is not a guarantee of future results.No strategy can assure profit nor protect against loss. Please note that individual situations can vary. Therefore, the information should only be relied upon when coordinated with individual professional advice. Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Additional investment. and insurance advisory services offered through Phase 3 Advisory Services Limited, a Registered Investment Advisor.Osaic Wealth is separately owned and other entities and or marketing names, products or services referenced here are independent of Osaic Wealth. Phase 3 Advisory Services is located at 1110 West Lake Cook Road, Suite 265 in Buffalo Grove, Illinois 60089. Our phone number is 847-520-5545. For additional information, visit our website at phase3advisory.com.
The Year You Retire
The year you retire is certainly one of the most exciting times of your life, but it is also one of the times when we are, financially speaking, the most vulnerable. But the good news is that with the right know-how, tools and planning, you can minimize your risks and vulnerabilities and focus your efforts on those things that will truly make your golden years golden.
Join CERTIFIED FINANCIAL PLANNER™ professionals, John Bever and Jim Uren as they discuss the latest strategies to help make the year you retire your best year yet.
