
Dr. Harms transforms the often daunting task of end-of-life planning into a compassionate journey, helping people navigate the emotional aspects of planning personal finances. She has witnessed death up close many times throughout her life, including the loss of her mother and her son to suicide and, eventually, her husband from a broken heart after their son’s death. These events shaped her views on finding meaning in grief, and she set out on a mission to end the stigma around end-of-life planning. As a fourth quarter coach and international speaker specializing in grief, conflict resolution, and legacy planning, Dr. Harms goes beyond spreadsheets to help clients — often with the aid of financial planners — arrange their personal finances and estates with care and empathy, turning what can be a difficult process into a meaningful experience for families. Her book Are You Ready? How to Build a Legacy to Die For talks about how to build a legacy that lives on after your death. It was a #1 bestseller on Amazon and Barnes & Noble, and has won numerous awards, including being named the most inspirational book of 2024 by the Pacific Book Awards.