Danni Le Grande and Peter Worn put their 2025 predictions under the microscope. From adviser numbers and platform monogamy to AI agents and YouTube marketing, they track the wins, the misses, and what’s still up for grabs.

Expect sharp takes on margin squeeze in AdviceTech, private equity’s reshaping of the landscape, and why industry funds are still dragging their feet on tech. Plus: are AI “virtual team members” hype or reality?