Refinancing your federal student loans but unsure if it’s the smartest move?
You’re not alone.
Done right, refinancing can lower your rate and speed up payoff—but it can also forfeit key federal protections if you’re not careful.
In this episode of Your Path to Prosperity, we break down how to refinance federal student loans effectively—so you keep control of your cash flow and your future.
Tune in to learn:
Why (and when) refinancing makes sense—rate drops, faster payoff, or simplifying multiple loans
Exactly what you give up—IDR plans, deferment/forbearance options, and potential forgiveness eligibility
How to qualify for the best rates—credit score targets, debt-to-income ratios, and adding a strong cosigner
Insider tips to compare offers—fixed vs. variable rates, term-length tradeoffs, prepayment strategies, and autopay discounts
Because saving money shouldn’t cost you essential borrower protections.
Want More Info? Read (or listen to) the full article:
https://wealthopedia.com/loans/student-loans/how-to-refinance-federal-student-loans-effectively/