Hosted by Nishlen Govender | Featuring Citadel Experts
At Citadel, we believe that true wealth is freedom, the freedom to shape your next chapter, the freedom to dream boldly, the freedom to live beyond the ordinary, and beyond expectation. From your first job to building a family, launching a business, or preparing for retirement, every chapter of life presents unique opportunities and financial decisions.
Welcome to The Wealth Journey, a podcast series where we explore life’s milestones and the financial decisions that go along with these with the people who understand them best. Hosted by Nishlen Govender, Portfolio Manager and Investment Strategist at Citadel, this series brings together Citadel experts, who share real, relatable insights to help you take control of your wealth, wherever you are in your journey.
Each episode unpacks a key chapter in life, guided by Citadel’s team of in-house experts. From planning your finances when starting a family, to making strategic investment choices, or planning your legacy in retirement, this is your roadmap for creating and building wealth.
Why listen?
This isn’t just a podcast, it’s a toolkit. We aim to inspire, inform, and guide you through your unique financial journey, while demonstrating why Citadel is more than just a wealth manager; we’re your long-term partner in life.
Whether you're a client, a prospective investor, or simply someone seeking clarity on managing your financial future, The Wealth Journey podcast will leave you informed and more confident in the financial decisions that shape your life.
New episodes are available on www.citadel.co.za, Spotify, Apple Podcasts, and YouTube.
Join the conversation on social media and connect with a Citadel advisor today.
Your wealth journey - guided by Citadel.
All content for The Wealth Journey is the property of Citadel Wealth Management and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Hosted by Nishlen Govender | Featuring Citadel Experts
At Citadel, we believe that true wealth is freedom, the freedom to shape your next chapter, the freedom to dream boldly, the freedom to live beyond the ordinary, and beyond expectation. From your first job to building a family, launching a business, or preparing for retirement, every chapter of life presents unique opportunities and financial decisions.
Welcome to The Wealth Journey, a podcast series where we explore life’s milestones and the financial decisions that go along with these with the people who understand them best. Hosted by Nishlen Govender, Portfolio Manager and Investment Strategist at Citadel, this series brings together Citadel experts, who share real, relatable insights to help you take control of your wealth, wherever you are in your journey.
Each episode unpacks a key chapter in life, guided by Citadel’s team of in-house experts. From planning your finances when starting a family, to making strategic investment choices, or planning your legacy in retirement, this is your roadmap for creating and building wealth.
Why listen?
This isn’t just a podcast, it’s a toolkit. We aim to inspire, inform, and guide you through your unique financial journey, while demonstrating why Citadel is more than just a wealth manager; we’re your long-term partner in life.
Whether you're a client, a prospective investor, or simply someone seeking clarity on managing your financial future, The Wealth Journey podcast will leave you informed and more confident in the financial decisions that shape your life.
New episodes are available on www.citadel.co.za, Spotify, Apple Podcasts, and YouTube.
Join the conversation on social media and connect with a Citadel advisor today.
Your wealth journey - guided by Citadel.
Episode 3: The Last Third: Legacy and Living Fully in Retirement
The Wealth Journey
16 minutes 22 seconds
5 months ago
Episode 3: The Last Third: Legacy and Living Fully in Retirement
Hosted by: Nishlen Govender | Featuring: John Kennedy
Welcome to The Wealth Journey, the podcast where we unpack the financial, emotional and lifestyle dimensions of building wealth with purpose. In this episode, host Nishlen Govender is joined by John Kennedy, Director and Regional Head, Cape Town. With 24 years at Citadel, John brings a lifetime of experience helping clients transition into one of the most significant life stages: retirement.
Together, they explore the often misunderstood third stage of life, a phase that can be both liberating and overwhelming. John breaks retirement down into three key stages: the active years, the passive years, and the supportive years. He shares how designing life across these stages with intention can unlock a fulfilling and secure retirement.
Key Themes Covered:
Why retirement is more than just financial, it’s deeply emotional and relational
The importance of mapping out future cash flows and lifestyle expectations
How to responsibly enjoy your money while ensuring long-term sustainability
Why it’s never too late to engage a wealth manager, even if you’ve always gone it alone
How to reframe your legacy: not just what you leave behind, but what you live for
Whether you’re five years from retirement or already living it, this episode offers practical wisdom and clarity to help you approach this new chapter with confidence, purpose and peace of mind.
Watch or listen now on Citadel’s website, Spotify, Apple Podcasts and YouTube.
Join the conversation and connect with a Citadel advisor at www.citadel.co.za
Your wealth journey - guided by Citadel.
The Wealth Journey
Hosted by Nishlen Govender | Featuring Citadel Experts
At Citadel, we believe that true wealth is freedom, the freedom to shape your next chapter, the freedom to dream boldly, the freedom to live beyond the ordinary, and beyond expectation. From your first job to building a family, launching a business, or preparing for retirement, every chapter of life presents unique opportunities and financial decisions.
Welcome to The Wealth Journey, a podcast series where we explore life’s milestones and the financial decisions that go along with these with the people who understand them best. Hosted by Nishlen Govender, Portfolio Manager and Investment Strategist at Citadel, this series brings together Citadel experts, who share real, relatable insights to help you take control of your wealth, wherever you are in your journey.
Each episode unpacks a key chapter in life, guided by Citadel’s team of in-house experts. From planning your finances when starting a family, to making strategic investment choices, or planning your legacy in retirement, this is your roadmap for creating and building wealth.
Why listen?
This isn’t just a podcast, it’s a toolkit. We aim to inspire, inform, and guide you through your unique financial journey, while demonstrating why Citadel is more than just a wealth manager; we’re your long-term partner in life.
Whether you're a client, a prospective investor, or simply someone seeking clarity on managing your financial future, The Wealth Journey podcast will leave you informed and more confident in the financial decisions that shape your life.
New episodes are available on www.citadel.co.za, Spotify, Apple Podcasts, and YouTube.
Join the conversation on social media and connect with a Citadel advisor today.
Your wealth journey - guided by Citadel.
