Listen to a millionaire and everyday people share their stories and insights. Every two weeks, I have guests on, and we discuss various financial topics and share stories, concepts, and ideas. Pocket Byte episodes are where I share ideas and concepts that I find interesting. This show is not financial advice.
All content for The Wealth Effect is the property of Green Moon and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Listen to a millionaire and everyday people share their stories and insights. Every two weeks, I have guests on, and we discuss various financial topics and share stories, concepts, and ideas. Pocket Byte episodes are where I share ideas and concepts that I find interesting. This show is not financial advice.
In this episode of The Wealth Effect, We unpack one of the most misunderstood financial tools in modern life: the credit card. Are they a trap designed to exploit human psychology?
From the invention of the Diners Club in 1950 to today’s tap-and-pay digital wallets, we explore the evolution, psychology, and hidden costs behind credit card usage. You’ll learn how interest rates, minimum payments, and social comparison can quietly sabotage your wealth—and how to flip the script with discipline, awareness, and strategy.
Whether you're a seasoned cardholder or just getting started, this is a financial reality check you can’t afford to miss.
The Wealth Effect
Listen to a millionaire and everyday people share their stories and insights. Every two weeks, I have guests on, and we discuss various financial topics and share stories, concepts, and ideas. Pocket Byte episodes are where I share ideas and concepts that I find interesting. This show is not financial advice.