-The guys take a dive into the world of financial services as they sit down with Chris Richardson of PHP. The Birmingham native opens up about how his time in the military and a few near-death experiences in the music business ultimately led him into the insurance and financial services business with PHP. Now a seasoned veteran of more than 13 years in the business, Richardson explains his mindset and how he views his role as a conduit to help others avoid the pitfalls he watched others encountered during his childhood.