In this episode of The Upgraded Points Podcast, Chris and Katie dive into the ultimate showdown of premium travel credit cards — Amex, Chase, Citi, and Capital One. With four major cards and four hefty annual fees on the table, the hosts break down which one truly delivers the most value. From point-earning potential to exclusive perks, they compare every detail to help you decide which premium card deserves a spot in your wallet.

Stay tuned as they share personal travel updates, unpack card benefits like lounge access and trip protection, and answer a listener’s burning question about maximizing rewards. Whether you’re a seasoned traveler or just starting to explore the world of points, this episode will help you make the most of your card strategy.

[00:00] The Upgraded Points Podcast Episode 30

[01:05] Autocamp Cape Cod

[4:05] Dreams Bahia Mita

[10:54] Promo Codes: Seats.aero and Savewise

[11:37] Battle of the premium cards

[17:20] Earning points, which card is best?

[24:44] Travel benefits and protections

[40:22] Viewer question

Want more out of your points? Explore our guides written by travel and financial professionals on UpgradedPoints.com.

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Amex vs. Chase vs. Capital One vs. Citi: Premium Card Comparison: https://upgradedpoints.com/news/premium-travel-credit-card-comparison-2025/

Save 20% on Savewise with promo code UPGRADEDPOINTS: https://upgradedpoints.com/news/savewise-promo-code/