In today’s episode of The Untold Stories of Real Estate Investing, host Wayne Courreges III speaks with Dr. Rob Scranton. Dr. Rob is an expert in the field of infinite banking, a concept that revolutionizes the way we think about insurance policies and real estate investing.  Dr. Rob Scranton uses accounting and finance expertise to teach the Infinite Banking Concept, or IBC, for wealth growth. He shows how to leverage debt and expenses with this little-known strategy instead of traditional scrimping and saving.  Infinite Banking predates the IRS so wealth accumulated through it is protected from government seizure. Dr. Rob has achieved financial success with this method without compromising lifestyle or going frugal. It's about staying wealthy by preserving and growing your money. The wealthy use this 200-year-old strategy to keep more money rather than working more or taking on more risk.  Dr. Rob is passionate about sharing these strategies from family traditions, like how private banking saved his great grandparents' farm in the Great Depression as public banks failed. He explains why personal banking is critical now. If you want true wealth, learn the Infinite Banking Concept - Dr. Rob can help.    Topics on Today’s Episode:  The benefits of using overfunded, cash-heavy whole life insurance policies that pay dividends through mutual companies, for loans, cash growth, accumulation, and compounding.  The importance of structuring insurance policies properly for the infinite banking concept.  The mistake of going to just any insurance agent without considering their knowledge of structuring policies for IBC.  The advantage is for the client rather than the agent in setting up policies properly for the banking concept, so be aware of what you need and read the policies.  The benefits of the death benefit attached to these policies and how it continues to grow when policies are set up properly for banking purposes.  An example of a long-standing policy showcasing significant returns on investment.  The concept of getting a return of premium in addition to the upside of an insurance policy.  The company's partnership with other companies that have designed policies specifically for infinite banking.  Dr. Rob Scranton’s personal experiences and success with their banking system.  The limitations and requirements for policies based on age and income.  The ability to continue earning interest on the cash value even after taking out loans.  The option of passive investing in real estate, using these accounts, and the benefits it can bring.  The differences between term life insurance policies and whole life insurance policies.  The challenges and misconceptions surrounding infinite banking.    Links and Resources:  Book Recommendation  Becoming Your Own Banker: Unlock the Infinite Banking Concept: R. Nelson Nash: 9780972631617: Amazon.com: Books    Rob Sc...