Sonya Lennon, Second Life Mentor, chats with financial adviser Philip Brennan about how it’s never too late to start building your pension pot, the importance of knowing what timeline you have and the key role patience plays. He also chats about appetite for risk when investing for the long term and crucially the practical steps to make it all happen. The views shared on this podcast are the speaker’s own and do not represent financial advice. Check out our Retirement Hub for more information, tools and guides to help you in your retirement journey. Standard Life International dac is regulated by the Central Bank of Ireland.