Seth Marlowe, The Treasury Whisperer talks with Kevin Olsen, known in the industry as The Payments Professor. Kevin is the Senior Vice President of Innovation & Strategy at Pidgin (www.pidgin.net). The Whisperer and The Professor discuss the role of Pidgin in facilitating instant payments, the adoption rates of instant payment networks RTP and FedNow, and the various use cases for consumers and businesses. The conversation also touches on interoperability challenges, future developments in fraud control, the significance of ISO 20022, the impact of AI on financial transactions, and the origin of Kevin's bow ties. Kevin emphasizes the importance of education and his edutainment approach in the payments industry and highlights the new AFPP (Accredited Faster Payments Professional) certification.