Ever wonder how someone with a full-time job builds serious wealth on the side? In this episode, we meet Ray Tran, a Brooklyn-based middle school teacher who has built a real estate portfolio of 583 units—all while still teaching financial literacy. We dive into: The mindset shift that led Ray from saving to investingHow he started with just one property and scaled upThe truth about passive income (and what most people get wrong)How he teaches financial literacy to middle schoolers and adults...
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Ever wonder how someone with a full-time job builds serious wealth on the side? In this episode, we meet Ray Tran, a Brooklyn-based middle school teacher who has built a real estate portfolio of 583 units—all while still teaching financial literacy. We dive into: The mindset shift that led Ray from saving to investingHow he started with just one property and scaled upThe truth about passive income (and what most people get wrong)How he teaches financial literacy to middle schoolers and adults...
108: Which IRA Is Best for You? Roth vs Traditional Explained Simply
The Sugar Daddy Podcast
36 minutes
1 month ago
108: Which IRA Is Best for You? Roth vs Traditional Explained Simply
Confused about Roth vs Traditional IRAs? You're not alone. In this episode, Jess and Brandon break down the pros, cons, and real-world impact of choosing a Roth IRA versus a Traditional IRA for your retirement game plan. Learn how taxes, income levels, and long-term growth factor into the decision, and why the right choice could save you thousands down the road. We cover: – How Roth and Traditional IRAs actually work – Which one fits different income brackets – Tax implications now vs late...
The Sugar Daddy Podcast
Ever wonder how someone with a full-time job builds serious wealth on the side? In this episode, we meet Ray Tran, a Brooklyn-based middle school teacher who has built a real estate portfolio of 583 units—all while still teaching financial literacy. We dive into: The mindset shift that led Ray from saving to investingHow he started with just one property and scaled upThe truth about passive income (and what most people get wrong)How he teaches financial literacy to middle schoolers and adults...