In this episode of SILosophy, Tania Gomez welcomes Josh Byron, Co-Founder of Spendable, to discuss the complexities of managing client funds in SIL homes. With his background as a SIL provider, Josh shares key insights on financial transparency, risk management, and the role of assistive technology in empowering participants.   Episode Highlights: 00:00 – Welcome back to SILosophy with Josh Byron from Spendable 02:30 – Josh’s journey from running a SIL service provider to founding Spendable 04:50 – Why managing client funds in SIL is an unspoken burden on providers 08:20 – Major financial risks for SIL providers & the impact of missing funds 12:10 – The dangers of using cash & manual record-keeping – high risk of errors & compliance issues 15:45 – How lack of transparency can lead to financial mismanagement & potential fraud 18:30 – Why business expense tools don’t work for client funds & create accounting complications 21:15 – How Spendable helps providers and participants by offering secure, transparent money management 24:30 – How financial independence improves participant choice & control 28:00 – The future of SIL financial management – technology, automation, and capacity-building 30:20 – Final thoughts: Why every SIL provider needs a secure, compliant money management system   Follow Tania Gomez Consulting on Facebook: https://www.facebook.com/taniagomezconsulting/ Instagram: https://www.instagram.com/taniagomezconsulting/ LinkedIn: https://au.linkedin.com/company/tania-gomez-consulting   Or you can also visit our website: http://www.taniagomez.com.au/   #silosophy, #episode20, #spendable, #taniagomezconsulting, #managingmoney, #propertymanagement, #supportedindependentliving, #silfunding, #ndisprovider, #ndissupport, #ndisproperty, #ndisfinance, #silhousing, #moneytips, #disabilitysupport