On this week's episode we're talking to James Cudmore, the chief customer officer at Newcastle Greater Mutual - the merged entity taking care of Greater Bank and Newcastle Permanent. He's here to talk about some new research from the bank that consumer confidence is turning, and customers are feeling more confident to spend having reined in expenses. Plus we talk about the continued property push in the regions, including the Hunter! Beautiful area.

00:38 - Savings tip

01:40 - Changing spending habits

02:55 - Areas people are cutting back

03:50 - Age group differentiation

05:15 - Younger demographic changes

06:20 - Regional banking shift

08:08 - Free Grocerise access

09:15 - Regional living here to stay