In this episode, Jack and Tim unpack the current state ofthe insurance market. From the post-COVID shifts and the softening of premiums to the evolving risks posed by AI and cyber threats, they offer practical insights for businesses navigating renewals and coverage decisions. Whetheryou're a broker, business owner, or risk manager, this episode is packed with actionable advice, like how to leverage market conditions to improve coverage, explore cyber insurance, and reassess property valuations.