How do you build wealth when your income changes every month? In this episode of The Real Wealth Formula Podcast, Brad Hovis sits down with Kyle — a 33-year-old actor, voice talent, and coach who earns around $2,000 a month, has no debt, over $100K invested, yet still doesn’t feel financially free.   💡 Key Takeaways Why wealth isn’t about how much you make — it’s how much you need How Kyle became debt-free with over $100K invested on a $2K/month income The formula to reach financial freedom even with inconsistent paychecks Why passive income brings stability when your income doesn’t How to grow wealth without sacrificing calling, creativity, or faith 🔗 Resources and Links Mentioned REIBIZ: reibiz.comFreedomSoft: realwealthformula.com/sponsorsPropStream: realwealthformula.com/sponsors 🤝 Connect With Us Website: www.realwealthformula.comPhone: 877-77-MOGULEmail: podcast@realwealthformula.com 📱 Social Media Channels Facebook: Real Wealth FormulaLinkedIn: Real Wealth FormulaInstagram: @realwealthformulaX (Twitter): @realwealthshowTikTok: @realwealthformulaYouTube: Real Wealth Formula   ⏳ Chapters 00:00 – Introduction02:10 – Actor, Coach & $2K/Month Income  04:30 – Debt-Free but Not Wealthy Yet  07:15 – What Real Wealth Actually Is  09:40 – Passive Income vs. Active Income  12:00 – How Much Do You Really Need Per Month?  15:25 – Breaking the Survival Mindset  18:10 – Why Kyle Still Feels Financial Pressure  21:30 – Budget Breakdown & Real Numbers  24:55 – $100K in Investments at 33 Years Old  27:40 – Why Income Isn’t the Problem  30:20 – The Formula to Reach Real Wealth Faster  33:00 – How to Enlarge Active Income  36:15 – Creating Predictable Cash Flow as a Creative  39:05 – Investing vs. Hoarding Money  42:00 – What If You Only Needed $3K a Month?  45:10 – Faith, Purpose & Financial Calling  48:20 – Real Wealth Rating  51:00 – What Kyle Must Do Next  53:30 – Closing Thoughts