We’re excited to have a midyear mortgage update with Arlo Zoerner with CrossCountry Mortgage, our favorite lender. Interest rates have made great progress in the last 8 weeks. As we look toward the second half of the year, you might be thinking of buying or selling a home and funding is always a part of that. Arlo gives us an insight into how tariffs, politics, and the federal reserve impact mortgage prices in 2025. Tune in as he explains how this might affect home buyers and sellers and his predictions for Spring 2026.Adam Hamalian and Sherry Hutchens are real estate brokers (REALTORS) working in Contra Costa and Alameda Counties in the beautiful San Francisco Bay Area. Join us as we discuss the interesting and complicated world of real estate through engaging stories, humor, and expert insights. Over the past few months, Sherry & Adam have been producing a podcast that aims to both educate and entertain our clients and colleagues. Each episode explores some aspect of residential real estate or features interviews with seasoned professionals, where we uncover their unique experiences and valuable lessons. Whether you’re a curious homeowner or an experienced agent, there’s something for everyone. Follow The Real Story with Adam Hamalian & Sherry Hutchens on• Youtube: @HutchensHamalianProperties• Website: https://www.hutchenshamalian.com• Instagram: @HutchensHamalianProperties• Facebook: @HutchensHamalianProperties• LinkedIn: @HutchensHamalianProperties Adam Hamalian: adam@hamalianproperties.com Sherry Hutchens: sherry@sherryhutchens.com For past episodes or to subscribe to this podcast, click here. Or find us on Apple or Spotify, or wherever you listen to podcasts.Arlo Zoerner with CrossCountry Mortgage, Originating Branch Manager• Website: ccm.com/Arlo-Zoerner• Facebook: https://www.facebook.com/teamzoerner• Instagram: @thezoernerteam• Email: arlo@teamzoerner.com• Phone: 925-289-9770• Fax: 925-215-2224• LinkedIn: https://www.linkedin.com/in/arlo-zoerner-8570915/Hutchens Hamalian Properties GroupDudum Real Estate GroupDRE #01320608 | DRE #01917597 | DRE #01882902Arlo Zoerner NMLS #293974 #HutchensHamalian #EastBayRealEstate #BayAreaRealEstate #AccountabilityPartners #RealEstate #ListingStats #LoveWhereYouLive #ListingAgents #BuyersAgents #HomeSweetHome #RealEstateTeam #2025RealEstate #GoalSetting #TheRealStoryPodcast #BecomingBetterAgents #MortgageMatters #HomeBuying #PodcastGuest #ArloZoerner #CrossCountryMortgage #MortgageRates #MortgageTrends2025 #AdamandSherry #HomeownershipJourney #PodcastSeason2 #MortgageAdvice #Season2Premiere #RealEstateTeam #2025RealEstate #InformedBuying #BayAreaPodcast #CaliforniaHousing #MidyearMortgage LEGAL: This podcast is for general informational purposes only. The hosts’ and guests’ views, thoughts, and opinions represent those of the hosts/guests and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information. ©Hutchens Hamalian Properties Group