Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
All content for The Real Investment Show (Full Show) is the property of Lance Roberts and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
10-8-25 Markets, Money & Mindset - Live Q&A with Lance Roberts
The Real Investment Show (Full Show)
43 minutes 52 seconds
4 weeks ago
10-8-25 Markets, Money & Mindset - Live Q&A with Lance Roberts
Join Lance Roberts for a live open Q&A on markets, money, and investing.
We’ll cover what’s on your mind—from market melt-ups and Fed policy to portfolio positioning and economic risks. No scripts, no fluff—just real talk and real answers about what’s moving markets and shaping investor behavior.
0:19 - Markets are Absorbing Money
4:14 - Profit Taking in Bitcoin
9:15 - YouTube Poll - The #1 Thing on Your Mind About Markets
10:09 - How Do You Invest Right Now?
12:23 - Liquidity is King
18:05 - You WILL Mind a 5% Down Market
20:39 - #1 Concern - Liquidity in Markets
27:37 - The Problem w Markets is Narratives
29:34 - Economic Data Not Dramatically Changing
33:06 - The AI Story, Tesla Robots, & Productivity
35:48 - Employees Are Not Fun
39:32 - Coming Attractions - Daniel LaCalle Interview
👉 Subscribe for daily market insights and portfolio strategy updates.
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO,
Produced by Brent Clanton, Executive Producer
-------
Articles Mentioned in This Video:
"Bear Market Losses – A Dangerous Illusion"
https://realinvestmentadvice.com/resources/blog/bear-market-losses-a-dangerous-illusion/
"Promised Recession…So Where Is It?'
https://realinvestmentadvice.com/resources/blog/promised-recession-so-where-is-it/
"Bubble In AI: Echoes Of The Past, Lessons For The Present"
https://realinvestmentadvice.com/resources/blog/ai-bubble-echos-of-the-past-lessons-for-the-present/
-------
Watch today's video on YouTube:
https://www.youtube.com/watch?v=bpF43_Iqu1g&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s
--------
The latest installment of our new feature, Before the Bell, "Dollar Breakout & Bitcoin Pullback - What It Means for Markets,” is here:
http://bit.ly/4h03GxP
-------
Our Previous Show, "7 Midlife Money Traps That Destroy Wealth," is here:
https://youtube.com/live/YGY5Z_j2r8I?feature=share
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#Markets #Finance #WealthManagement #PersonalFinance #SmartInvesting #Bitcoin #USDollar #InvestingAdvice #Investing #Money
The Real Investment Show (Full Show)
Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
