Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
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The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
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Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
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Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
Invest like a bull. Think like a bear.
Lance Roberts dives into the mindset of successful investors: staying bullish on opportunity, but thinking like a bear when it comes to risk.
Learn how to stay optimistic without losing discipline, why emotional control outperforms market hype, and how blending bullish conviction with bearish caution can help you thrive through any cycle.
* How to stay invested while protecting capital
* Recognizing when optimism turns into speculation
* Lessons from past market booms and busts
* Why risk management is the true edge in investing
📈 Subscribe for more behavioral insights and data-driven market commentary from RIA Advisors.
0:19 - Earnings Season Progresses, Manufacturing Weakens
4:00- Market Breakout or Breakdown?
9:03 - Lance's Class on Managing Risk
11:41 - Low Volatility is Followed by High Volatility
14:18 - Moral Hazard & Zombie Companies
17:20 - Junk Bonds vs A-Rated Companies
22:43 - The Impact of Share Buybacks on the Market
25:53 - What to do When the Market Closes Down?
27:15 - Five Steps to Take Before the Next Event
31:15 - Markets Breed Complacency
33:15 - Think Like a Bear, Invest Like a Bull
35:34 - Consumer Confidence vs Trailing Valuations
37:32 - Looking at the Change in Forward Earnings
39:47 - Thinking Bearishly vs Being Bearish
41:50 -Tactical Chart for Investing
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=Hx8uxz3jUnk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s
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The latest installment of our new feature, Before the Bell, "Market Stuck Between the 20 & 50 DMA — Breakout or Breakdown Ahead?" is here:
http://bit.ly/4qldYN8
-------
Our Previous Show, "Six Crucial Steps to Medicare Open Enrollment" is here:
http://bit.ly/3KSVvYg
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#StockMarketToday #MarketAnalysis #TechnicalAnalysis #InvestingNews #StockMarketUpdate #TechnicalAnalysis #MarketMomentum #InvestingInsights #PreMarketReport #InvestingMindset #MarketPsychology #BullVsBear
#RiskManagement #SmartInvesting
The Real Investment Show (Full Show)
Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy