Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
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The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
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Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
10-17-25 Six Crucial Steps to Medicare Open Enrollment
The Real Investment Show (Full Show)
46 minutes 33 seconds
2 weeks ago
10-17-25 Six Crucial Steps to Medicare Open Enrollment
Medicare’s Fall Open Enrollment runs from October 15 through December 7, and this is your chance to review, compare, and adjust your coverage for 2026.
Richard Rosso & Jonathan McCarty review six crucial steps to help you make smarter Medicare choices — from evaluating plan changes and comparing drug coverage to avoiding common enrollment mistakes.
Whether you’re already on Medicare Advantage or reviewing Part D drug plans, understanding how to navigate this annual window could save you thousands in healthcare costs next year.
1:34 - Dealing w Medicare Open Enrollment
3:59 - Jonathan's Baby & Diaper Service
9:10 - Prescription Drug Formularies & Changes
12:11 - Shopping Around for Medicare Advantage Plans
17:56 - Recommended Alphabet Formula
21:15 - What Medicare Advantage is NOT
24:55 - Medicare Part-G Open Architecture
26:52 - Where to Start - ID Verification Woes
30:17 - The Medicare Plan Finder
34:34 - The RIA Medicare Screening Tool
43:34 - How and Where to Start
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
http://bit.ly/3KSVvYg
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The latest installment of our new feature, Before the Bell, "Markets Reclaim 20-DMA — Can It Hold?" is here:
http://bit.ly/46WMYfq
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Our Previous Show, "Capitalism: The Real Path to Wealth & Happiness" is here:
https://www.youtube.com/watch?v=2zw3gGV13x0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MedicareOpenEnrollment #RetirementPlanning #MedicareAdvantage #FinancialEducation #HealthcareCosts
The Real Investment Show (Full Show)
Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
