Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
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The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
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Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
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https://www.simplevisor.com/register-new
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Connect with us on social:
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#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
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Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
What makes capitalism the most successful wealth-building system in history?
Lance Roberts & Michael Lebowitz explore how economic freedom, private ownership, and innovation incentives have lifted billions out of poverty and created unmatched prosperity.
Why do societies that embrace free markets and entrepreneurship tend to enjoy higher standards of living, longer lifespans, and greater personal happiness? Lance & Michael examine the misconceptions surrounding capitalism—why critics often overlook the power of voluntary exchange and how wealth creation benefits everyone over time.
0:19 - Earnings Season is Underway w 75% Beat Rates
4:49 - Markets Maintain Bullish Trend w Lackluster Conviction
8:23 - The Itch to Twitch w Royalty-free Music
10:04 - The Fed Moves Forward - Net Impact to Bond Market
13:58 - There is No More Liquidity - Effects in Crypto Realm
17:03 - The Danger of Buying Crypto on Margin
19:57 - Leverage Works Worse in Reverse
24:04 - When the Markets Break
29:59 - Capitalism vs Socialism - the path to prosperity
31:49 - Quantifying Capitalism - The Economic Freedom Index
35:22 - Capitalism is Not an Equalization System
38:23 - The Global Decline of Economic Freedom
39:32 - Does Wealth Buy Happiness?
40:58 - Defining the "American Dream"
43:16 - Why Businesses Fail
44:51 - The Savanna Bananas
46:57 - Capitalism Is Not Fair
đź”” Subscribe for real-time market insights and risk analysis from Lance Roberts and the RIA Advisors team.
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=2zw3gGV13x0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
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The latest installment of our new feature, Before the Bell, "Markets Reclaim 20-DMA — Can It Hold?" is here:
http://bit.ly/46WMYfq
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Our Previous Show, "Is the Fed Poised to Pause Quantitative Tightening?" is here:
https://www.youtube.com/watch?v=R6KTQ3s4yaI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
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Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
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#StockMarketUpdate #TechnicalAnalysis #MarketMomentum #InvestingInsights #PreMarketReport #CapitalismExplained #WealthAndHappiness #EconomicFreedom #FinancialEducation #FreeMarkets #SavannaBananas
The Real Investment Show (Full Show)
Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy