Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
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The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
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SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
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Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
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Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
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Connect with us on social:
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#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
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Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
Are annuities the safe retirement solution they’re sold as — or a financial trap in disguise?
Lance Roberts & Jonathan Penn unpack the good, the bad, and the ugly sides of annuities.
10:03 - Kitchen Sets & Intramural Flag Football
14:52 - Annuities - Good, Bad, & Ugly
18:08 - What is an Annuity?
20:16 - Different Flavors of Annuities
22:07 - The Ugly Truth About Early Surrender Fees
27:29 - Why Might You Need an Annuity?
31:20 - Three Reasons You'd Need an Annuity
34:36 - Annuities Should Be Planned, not Sold
38:14 - Why Buy an Annuity Instead of Investing in the Market?
41:00 - One More Reason...
43:25 - Are There Inflation-adjusted Annuities?
47:05 - Are Annuities Divorce-proof?
48:59 - Lance's Marriage Advice
49:52 - Tax Deferral Options
51:59 - More Marriage Advice - His & Her Money
Whether you’re considering a fixed, variable, or indexed annuity, this episode will help you separate sales pitch from sound strategy — so you can decide if annuities deserve a place in your portfolio.
👉 Subscribe for daily market insights and portfolio strategy updates.
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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The latest installment of our new feature, Before the Bell, "Will the Rally Hold—or Fold?” is here:
http://bit.ly/3JaD7JN
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Our Previous Show, "Markets vs Reality: Daniel LaCalle on the Coming Global Reset" is here:
https://youtube.com/live/AUEW3etNHSw
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#StockMarketToday #PreMarketUpdate #TechnicalAnalysis #InvestingStrategy #MarketCorrection #AnnuitiesExplained #RetirementPlanning #InvestmentStrategy #FinancialEducation #PassiveIncome
The Real Investment Show (Full Show)
Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy.
Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls.
0:19 - Winners & Laggards in Earnings Season
4:30 - Earnings Season Beats Are Not Being Rewarded
9:39 - Time to Think About Taxes and RMD's
14:34 - Changes to RMD Rules
17:16 - Tapping the IRA First
20:01 - Qualified Charitable Distributions (QCD)
22:12 - RMD Deferral
25:43 - The Backdoor Roth
27:00 - Tax Savings with 401k
29:25 - The Retirement "Smile"
32:35 - When's the Best Time to Take RMD?
36:24 - Special Considerations
37:46 - Adulting at the Library
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s
-------
The latest installment of our new feature, Before the Bell, "Earnings Beat, Stocks Drop" is here:
https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "Smart or Risky? How Investors Are Adapting to Today’s Markets," is here:
https://www.youtube.com/watch?v=GyKGGi6LSV8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing #RetirementPlanning #FinancialAdvice #TaxStrategy
