Most investors have filled out a risk tolerance questionnaire—but does it really measure how you’ll behave when markets crash? Richard Rosso & Jonathan McCarty break down why traditional risk tolerance tools fail to predict investor behavior, how emotions override risk profiles, and why time horizons, liquidity needs, and cash flow matter far more than a few survey questions.
0:19 - Halloween Prelude - Baby's First Halloween
2:31 - Risk Tolerance Tests - The Ugly Truth
6:00 - How Rich & Jonathan Scored
7:12 - The Spousal Tolerance Quiz
11:08 - Looking at Risk Tolerances in Couples
17:48 - What's Your Judgement Orientation?
21:52 - Responding to Market Moves - Mapped Portfolios
24:26 - What Happens When Powell is Out at the Fed
28:53 - Risk Tolerance Quizzes Do Not Reflect Reality When Markets Turn
30:30 - When Rich was 13 - Owning McDonald's
35:28 - EBT, Food Stamps, & Fast Food Comparisons
36:55 - Taking the Risk Quiz at 20 vs 50
39:08 - Investing Over-Confidence vs Balance
40:50 - The Millionaire Next Door I & II
43:34 - AI Impacty on Market History
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=ZUIhiCubDgw&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1
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The latest installment of our new feature, Before the Bell, "Bullish Momentum Builds," is here:
https://www.youtube.com/watch?v=quAIX8PhNZw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "The Most Dangerous Era in History," is here:
https://www.youtube.com/watch?v=qxX1Xw_bQP4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#FinancialPlanning #RiskManagement #InvestorBehavior #WealthStrategy #RIAAdvisors
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Most investors have filled out a risk tolerance questionnaire—but does it really measure how you’ll behave when markets crash? Richard Rosso & Jonathan McCarty break down why traditional risk tolerance tools fail to predict investor behavior, how emotions override risk profiles, and why time horizons, liquidity needs, and cash flow matter far more than a few survey questions.
0:19 - Halloween Prelude - Baby's First Halloween
2:31 - Risk Tolerance Tests - The Ugly Truth
6:00 - How Rich & Jonathan Scored
7:12 - The Spousal Tolerance Quiz
11:08 - Looking at Risk Tolerances in Couples
17:48 - What's Your Judgement Orientation?
21:52 - Responding to Market Moves - Mapped Portfolios
24:26 - What Happens When Powell is Out at the Fed
28:53 - Risk Tolerance Quizzes Do Not Reflect Reality When Markets Turn
30:30 - When Rich was 13 - Owning McDonald's
35:28 - EBT, Food Stamps, & Fast Food Comparisons
36:55 - Taking the Risk Quiz at 20 vs 50
39:08 - Investing Over-Confidence vs Balance
40:50 - The Millionaire Next Door I & II
43:34 - AI Impacty on Market History
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=ZUIhiCubDgw&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1
-------
The latest installment of our new feature, Before the Bell, "Bullish Momentum Builds," is here:
https://www.youtube.com/watch?v=quAIX8PhNZw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "The Most Dangerous Era in History," is here:
https://www.youtube.com/watch?v=qxX1Xw_bQP4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#FinancialPlanning #RiskManagement #InvestorBehavior #WealthStrategy #RIAAdvisors
10-13-25 Markets vs Reality - Daniel LaCalle on the Coming Global Reset
The Real Investment Show (Full Show)
46 minutes 22 seconds
2 weeks ago
10-13-25 Markets vs Reality - Daniel LaCalle on the Coming Global Reset
Are markets completely disconnected from economic reality?
In this exclusive conversation, Lance Roberts of RIA Advisors sits down with Daniel LaCalle, Chief Economist at Tressis and author of Freedom or Equality, to examine the illusion of wealth, sovereign-debt bubbles, and why the next global crisis may already be forming beneath the surface.
🔍 Topics discussed:
0:18 - Intro - Is There a Disconnect Between Markets & Reality?
2:34 - The Monetary World is Completely Out of Control
5:56 - The Crisis is a Manifestation of Previous Excesses
7:24 - Wealth is an Illusion
9:08 Government Have Passed The Three Limits
10:41 - Where Does Money Go for Safety?
12:12 - Living in the Period of the Tariff Tantrum
14:50 - The Problem of Cryptocurrency Volatility Risk
16:27 - Bitcoin (and cryptocurrency) Does not Have the Stability Banks Require
19:00 - The Case for Stablecoin
23:21 - The Un-hinging of Governments' Power
26:46 - Consequences of Removing Central Banks' Ability to Manipulate Currency
28:37 - The Cracking Point for Citizens (France)
31:36 - Germany's Destruction of Manufacturing by Fiscal Policy
33:46 - Is the Eurozone at Risk of Pulling Apart?
36:25 - Inflation: US Debt, Demographics, & Betting on Resurgence
37:53 - The Biggest Risk for 2026 - Reduction of Inflationary Burst
39:51 - The Circular Dynamics of AI Infrastructure
41:36 - The Typical Over-allocation and Mis-allocation of Capital
43:24 - The US Will Benefit from out of control Regulation in the EU
👉 Key takeaway: Monetary policy has unhinged markets from fundamentals, creating an illusion of stability that could fracture once liquidity fades.
📈 Subscribe for more interviews and market insight from Lance Roberts and RIA Advisors:
https://www.youtube.com/@RealInvestmentShow
#Economy #Markets #Investing #DanielLaCalle #LanceRoberts
The Real Investment Show (Full Show)
Most investors have filled out a risk tolerance questionnaire—but does it really measure how you’ll behave when markets crash? Richard Rosso & Jonathan McCarty break down why traditional risk tolerance tools fail to predict investor behavior, how emotions override risk profiles, and why time horizons, liquidity needs, and cash flow matter far more than a few survey questions.
0:19 - Halloween Prelude - Baby's First Halloween
2:31 - Risk Tolerance Tests - The Ugly Truth
6:00 - How Rich & Jonathan Scored
7:12 - The Spousal Tolerance Quiz
11:08 - Looking at Risk Tolerances in Couples
17:48 - What's Your Judgement Orientation?
21:52 - Responding to Market Moves - Mapped Portfolios
24:26 - What Happens When Powell is Out at the Fed
28:53 - Risk Tolerance Quizzes Do Not Reflect Reality When Markets Turn
30:30 - When Rich was 13 - Owning McDonald's
35:28 - EBT, Food Stamps, & Fast Food Comparisons
36:55 - Taking the Risk Quiz at 20 vs 50
39:08 - Investing Over-Confidence vs Balance
40:50 - The Millionaire Next Door I & II
43:34 - AI Impacty on Market History
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive Producer
-------
Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=ZUIhiCubDgw&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1
-------
The latest installment of our new feature, Before the Bell, "Bullish Momentum Builds," is here:
https://www.youtube.com/watch?v=quAIX8PhNZw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
-------
Our Previous Show, "The Most Dangerous Era in History," is here:
https://www.youtube.com/watch?v=qxX1Xw_bQP4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
-------
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
--------
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
--------
Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
--------
Subscribe to SimpleVisor:
https://www.simplevisor.com/register-new
--------
Connect with us on social:
https://twitter.com/RealInvAdvice
https://twitter.com/LanceRoberts
https://www.facebook.com/RealInvestmentAdvice/
https://www.linkedin.com/in/realinvestmentadvice/
#FinancialPlanning #RiskManagement #InvestorBehavior #WealthStrategy #RIAAdvisors
