In this episode of The Real Estate Girls Podcast, we sit down with Steve Dick from Guild Mortgage to talk about the long term benefits of homeownership and the importance of working closely with your lender to explore options like rate buydowns and maximizing seller concessions, with examples! Steve also shares expert advice on staying ahead of the game like turning in your documents on time to keep the process smooth. And for a heartfelt touch, we get to know Steve’s certified therapy dog, who brings calm and comfort to an often stressful journey. Whether you’re buying your first home or your fifth, this episode is full of practical wisdom and a few tail wags, too.