The mortgage process is overwhelming, there is so much information out there, so much myths and misconceptions. In this episode, mortgage broker, Margaret Barrett gives a jargon free overview of the mortgage process from assessment to drawdown and everything in between.    This episode of The Property Pod is a summary of the mortgage process: Free assessment call Mortgage application - this is form and upload your documentations to prove Your ID Income including variable pay  Your financially sound - 6 months spending and saving including revolut  The waiting game. This varies per lender from 72 hours to 7-10 working days  Approval for a mortgage. The two types of mortgages are Property specific or House Hunter  House Hunting & bid process - Find your house, put offer on, the offer is accepted  Put holding deposit on  Nominate solicitor  Draw down  Closing - home insurance & mortgage protection Previous episodes that also discussed the mortgage process: Episode 2 The Mortgage Journey  Episode 6 Demonstrated Repayment Ability  Episode 11 Mortgage Myths & Misconceptions  Episode 20 Mortgages Without Borders  Episode 21 Mortgage, Ready, Steady, Go  _____________________ About The Property Pod: Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers. Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland. Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence. Find The Property Pod: Instagram: @the_property_pod   TikTok: @the_property_pod LinkedIn: The Property Pod  Pinterest: @thepropertypodireland  _____________________ Find the Hosts: Find Áine McLoughlin, Estate Agent, AML Property Services: Website: amlpropertycork.ie  LinkedIn: Aine McLoughlin | AML Property Services Cork  Instagram: @amlpropertycork  TikTok: @amlpropertycork  Twitter: @amlpropertycork  Find David Sweeney, Solicitor, propertysolicitors.ie: Website: propertysolicitors.ie  LinkedIn: | @property-solicitors-ie  Instagram: @property_solicitors.ie  Find Margaret Barrett, Mortgage Broker, Mortgage Navigators: Website: mortgagenavigators.ie   LinkedIn: Margaret Barrett | Mortgage Navigators IE   Instagram: @mags_barrett | @mortgagenavigatorsofficial  _____________________ About The Hosts: Áine McLoughlin, Estate Agent, AML Property Services  Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals.  At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the