In this Episode, Mortgage Broker, Margaret Barrett of Mortgage Navigators takes you through the 3 key steps to get mortgage ready  Understanding your finances  Demonstrated Repayment Ability (DRA) Get your paperwork in order We also discuss: How the banks stress test your mortgage applicants  Other monthly costs to consider in addition to your mortgage such as Home Insurance and Life Assurance  Managing finances and the house buying process if unmarried couples   Episode Links & Resources: Get you credit report: Central Credit Register (CCR)  _____________________ About The Property Pod: Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers. Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland. Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence. Find The Property Pod: Instagram: @the_property_pod   TikTok: @the_property_pod LinkedIn: The Property Pod  Pinterest: @thepropertypodireland  _____________________ Find the Hosts: Find Áine McLoughlin, Estate Agent, AML Property Services: Website: amlpropertycork.ie  LinkedIn: Aine McLoughlin | AML Property Services Cork  Instagram: @amlpropertycork  TikTok: @amlpropertycork  Twitter: @amlpropertycork    Find David Sweeney, Solicitor, propertysolicitors.ie: Website: propertysolicitors.ie  LinkedIn: | @property-solicitors-ie  Instagram: @property_solicitors.ie    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators: Website: mortgagenavigators.ie   LinkedIn: Margaret Barrett | Mortgage Navigators IE   Instagram: @mags_barrett | @mortgagenavigatorsofficial  ____________________ About The Hosts: Áine McLoughlin, Estate Agent, AML Property Services  Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals.  At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients   David Sweeney, Solicitor, propertysolicitors.ie David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007. Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this deci