As Ukraine endures and rebuilds, insurers are playing a quiet but crucial role in keeping goods moving and businesses operating.

Jamie Cleary, head of crisis management at MS Amlin, speaks about the creation of the Ukraine Reinsurance Guarantee Facility (URGF), a landmark partnership between the EBRD, donor governments, and the private insurance market.

He explains how the URGF provides war risk cover to local Ukrainian insurers, supporting trade and economic resilience, and why it could serve as a blueprint for future public-private insurance models in other high-risk regions.

The discussion also explores how modern warfare, drone technology, and AI are reshaping crisis management underwriting — and why, behind every insurance policy, there’s a deeply human story.