A back injury - possibly caused by some overexuberant dancing at a wedding - put Anthony Beilin out of action for six months. Luckily, he worked full-time, at Aviva. His income didn’t suffer, and he received all the physical and emotional help he needed. But when a contractor friend came to see him - and told him of his loss of income and benefits while off from a knee-op - the proverbial lightbulb went off in Anthony’s brain. Why, he reasoned, should gig-workers, freelancers and contractors be deprived of sick pay, holiday pay and other benefits just because of the way they work? This issue became especially pressing during the pandemic, giving Collective Benefits a perfectly-timed opportunity to step into the breach.