Most Americans have no idea how much they'll actually owe in taxes during retirement—and the truth might shock you. In this episode of the Passive Income Machine Podcast, Ryan D. Lee and Scott Saunders reveal the hidden tax traps of traditional retirement accounts (like 401(k)s and IRAs), and how to escape them using smart, legal tax strategies the wealthy use every day. You'll discover how to: Use a tax teeter-totter to reduce future taxes by tens of thousands of dollars Unlock phantom income using leverage and the equity in real estate Tap into overfunded life insurance (The Vault) for tax-free income Understand the difference between ordinary, portfolio, and phantom income Shift from the consumer economy to the ownership economy Ready to take action? Join us for the How to Retire in 10 Years Summit — your step-by-step blueprint to escape the rat race, keep more of your money, and achieve true financial freedom. Register now at https://retirein10years.com for early bird bonuses and insider access.