Host Richard Allum is joined by Barnett Waddingham’s James Jones-Tinsley for a bonus episode exploring the government’s announcement of an independent review of the state pension age review and its potential consequences for retirement planning. 

As well as considering the scope of the review, which is being led by Dr Suzy Morrissey, deputy director of the Pensions Policy Institute (PPI), and what it means for the future, Richard and James discuss 

They discuss:

• increases to the state pension age - and why the rise to an SPA of 67 by 2028 is unlikely to be the end of the story
• how the ‘triple lock’ came about – and why its future is uncertain
• why approaches adopted by other governments could offer inspiration to provision of the UK State Pension in future

The review’s call for evidence closes on 24 October 2025. And with its focus on life expectancy and intergenerational equity, this episode is essential listening for paraplanners keen to stay ahead of the debate and its likely effects on retirement advice long into the future.

Useful links

You'll find the Government's open call for evidence at the Review's webpage:

Third State Pension age review: independent report call for evidence

James's post about the State Pension age review is available at Barnett Waddingham's blog:

Government to reassess the State Pension age

Plus Sipps Professional published a comment article on the State Pension age at its site:

James Jones-Tinsley: State Pension age of 68 may move nearer

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