In Episode 18 of The Offline Network, hosts Utsav and Dhruv sit down with two builders solving two very different but equally hard problems — how founders finance their growth, and how patients cross borders for better healthcare.
Eklavya Gupta, Founder of Recur Club, joins fresh off a $50M Series A, to talk about his mission to make credit accessible and fast for founders. With over ₹3,000+ crore already deployed to startups and SMEs, Recur is redefining how companies think about debt vs equity, underwriting, and founder behavior that actually earns better loan terms.
He breaks down:
The new rules of founder-friendly debt
When to take capital as credit, not equity
What behavior actually improves loan terms
How Recur plans to hit a ₹10,000 crore run-rate by FY’27
Sahil Jain, Co-founder & CEO of TMTC, is tackling an entirely different frontier — making cross-border surgeries safer, simpler, and affordable. Backed by athletes like Ben Stokes, Jofra Archer, and KL Rahul, TMTC connects UK patients to trusted Indian hospitals — offering savings of up to 70% with global standards of care.
He unpacks:
The logistics of cross-border healthcare
Why athletes became investors – not just financiers
Lessons from building Dineout → TMTC
What it takes to make life-changing decisions under stress
Two distinct journeys. One thread – solving for friction at scale.
🎧 Watch, subscribe, and tell us in the comments: Do you think debt will replace venture capital for founders – or are we just getting started?
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