Join us this week as we welcome Rachael Hanible (@Peptalks_), a renowned financial educator, real estate investor, and accomplished author. In this captivating episode, Rachael shares her inspiring journey towards achieving financial freedom, revealing her strategies for successfully paying off a staggering $150k debt. We delve into the essential steps and processes she employed to reach this milestone. Additionally, we explore the factors and advantages of adding authorized users to credit cards, emphasizing the significance of establishing a solid credit history and making informed decisions about what to keep or remove. Rachael also sheds light on the impact of our upbringing and early financial education on our money habits, urging us to teach our children the value of earning money through problem-solving rather than simply handing it to them. To wrap up our discussion, we address several thought-provoking letters from our audience, offering valuable insights and practical advice. Clock in for an episode packed with financial wisdom and actionable tips.