If you’ve ever wondered why it’s so hard to get a mortgage in Ireland — even when you’re doing everything right — or why repossessions are still happening over loans taken out during the Celtic Tiger, then this next conversation is one you need to hear.

Cormac Butler is a financial consultant, a former derivatives specialist, and a whistleblower who’s been raising the alarm about serious problems in how Irish banks operate — and how the Central Bank regulates them.

He believes the banks are hiding major losses. And that the Central Bank is choosing not to act — because doing so could unravel the entire mortgage market.

Today, he joins me to explain what he’s uncovered, why he chose to speak out, and what it all means for Irish homeowners, renters, and anyone hoping to buy a home.

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