The Bank of Canada held the key rate steady on July 30, 2025 — and while there’s no dramatic change, there’s still plenty to unpack.

In this episode, we break down the three reasons behind the rate hold:

We also talk about what this “wait and see” moment means for borrowers — and why now might still be a good time to make a move.

We’ll walk you through three key questions to consider:

• - Are you happy with your current lender’s service?

• - Do you have high-interest debt you could consolidate?

• - Is your mortgage renewal coming up?

  
  

Even when the rates don’t move, your options do.
Tune in and learn how to stay proactive — not passive — in your mortgage strategy.