Kelly Olson Pederson, CFP, CDFA, of Caissa Wealth Strategies joins Tom to discuss the importance of financial guidance during a divorce, especially in these uncertain times. She identifies the importance being aware of the tax and other differences of various kinds of assets from cash ("cash is king") to Roth IRAs to investment accounts (capital gains and income tax) to IRAs and 401(k)s (penalties and ordinary income tax). In addition, she points out that we need to consider how liquid an asset may be from cash to real estate to a business and whether discounting should be considered.  Finally, she discusses the importance of having an eye on the short, medium and long term needs of our clients.