In this episode of the ICODR podcast Ian interviews REDEK CEO Nicolás Lozada on his evolving work in financial inclusion, empowerment, and ODR in Colombia. Nicolás Lozada is a lawyer with a strong academic and professional background in LegalTech, Online Dispute Resolution (ODR), and international law. He is the founder of CREO, a financial inclusion platform that empowers women in informal transactions, and REDEK [https://www.redek.co/], Colombia's first startup focused on Digital Justice and Online Dispute Resolution. His approach combines technological innovation and law to transform justice systems and resolve disputes more efficiently and accessibly. He is a member of the National Center for Technology and Dispute Resolution (NCTDR) and an arbitrator on the APEC e-BRAM online dispute resolution panel. Colombia appointed him to the United Nations Commission on International Trade Law (UNCITRAL) Working Group III, where he contributed to key initiatives in online dispute resolution and e-commerce. With master's degrees in Law and the Global Economy from New York University and in International and Comparative Law from the National University of Singapore, Nicolás is a recognised expert and advocate for ODR and LegalTech tools. I see too - on the Singapore connection - that Redek has been a consultant to the Monetary Authority of Singapore on Online Dispute Resolution (ODR) for crypto assets and consulting on the impact of generative AI on financial derivatives. He has served as a consultant, lecturer, and professor at universities such as Externado de Colombia, Javeriana, de la Sabana, del Rosario, ICESI, and Santo Tomás, addressing topics related to arbitration, international business, foreign investment, and digital dispute resolution.