Oracle: Right now, with zero commitment, try OCI for free at https://oracle.com/iced Helium Mobile: Sign up (even for the FREE plan) & get $10 in Cloud Points with code COFFEE: https://app.heliummobile.com/o6WA/4jq Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Noble Gold: Get your FREE Gold & Silver Guide at https://noblegoldinvestments.com/iced/ Follow Dave Ramsey: On Youtube - https://www.youtube.com/@UCzpwkXk_GlfmWntZ9v4l3Tg On Instagram - https://www.instagram.com/daveramsey/?hl=en Website - https://www.ramseysolutions.com/?srsltid=AfmBOorftYEdsn735w1cPjlWYE5nSSLtDgA-ff_P2ftsp1s9BcBgZou6 Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:38 - Predictions for Trump economy 00:05:13 - Should average person change financial strategy? 00:12:39 - Investing strategy for 2025 00:13:30 - How to get a good deal 00:15:38 - ROI to look for in investments 00:16:36 - Sponsor - Oracle 00:17:41 - Opportunities in commercial real estate 00:20:35 - Concerns over national debt 00:24:58 - How to fix national debt 00:26:08 - Thoughts on Social Security 00:31:13 - How generosity can help the economy 00:35:42 - People who don’t want to work 00:35:59 - Sponsor - Helium Mobile 00:40:13 - Bill Gates and taxes 00:42:42 - Is there any excuse to be poor in America? 00:47:06 - Knowing someone won’t follow your advice 00:48:34 - Struggles with mortality 00:53:25 - Biggest opportunities today (revisit) 00:58:39 - What holds people back from success 01:07:12 - Sponsor - Shopify 01:08:40 - Sponsor - Noble Gold 01:09:45 - Problems facing modern men 01:13:56 - What people need to hear to make a change 01:15:50 - Questions to ask your spouse 01:19:37 - If your spouse isn’t supportive 01:21:14 - From feeling rich to being rich *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices