Self-insuring can feel complicated—especially when you get into contract provisions or health insurance captives.In Part 2 of our 3-part series with the Podfather himself, Spencer Smith, CSFS®, we break down:* What a health insurance captive actually is* When a captive might be the right fit for your group * Key contract nuances every employer should understand* Practical insights for anyone dealing with group benefitsThis series was a blast to record and is packed with value for employers, HR pros, and benefits decision-makers. If you missed Part 1, go check it out—and don’t miss this episode if you want to take your self-funding knowledge to the next level.HIT LinkedIn: https://www.linkedin.com/company/the-h-i-t-podcast/about/HIT IG: https://www.instagram.com/the_hitpodcast/HIT Spotify: https://open.spotify.com/show/3bZ4GyZEm8Acmo60BetLHm?si=7f59f1b218b14ef6&nd=1&dlsi=cba58f30269a4c34HIT iTunes: https://podcasts.apple.com/us/podcast/the-h-i-t-podcast/id1685677680?i=1000611317315About the Show:The H.I.T. Podcast (Powered by Montage Insurance Solutions): A thought leader in the space, curating the top news and information to deliver a brief, high impact overview designed specifically for the Human Resources professional, business person, and company executive.#TheHITPodcast #SelfFunding #StopLoss #CaptiveInsurance #GroupBenefits #SpencerSmith #Healthcare #HRLeadership #EmployerBenefits