🔥 Summary
In this conversation, Kate drops an absolute banger of an analogy that flips your perspective on time management: treat your hours like money and your tasks like investments. If you’re constantly saying “yes” to every opportunity, project, or collab — but feeling stuck AF in the “I’m doing everything, but nothing’s working” cycle — this episode is your wake-up call. Kate breaks down how to spot your time liabilities, build time assets, and reclaim hours that actually pay you back in freedom, energy and income. Get ready for systems, SOPs, and a whole new way to budget your time like the boss bitch you are 👑💸
💥 Top Takeaways & Quotes
🧠 “Every commitment you make is a time liability, and not all of them are worth the payment plan.”
📆 Your to-do list is a subscription model. Are you actually getting ROI from the things you're paying in time?
📉 Time liabilities = commitments that drain your energy without moving the needle. Be RUTHLESS about what stays.
📈 Time assets = systems, templates, SOPs, automations. These pay you back in hours every week.
💡 “If you don’t track your time like you’d track your money, you’ll always be in the red.”
🙅🏻♀️ Broad goals = blurry to-do lists. Clarity is queen 👑
🔥 “What if you made a rule that you never write the same thing twice?”
📊 “If your liabilities exceed your time budget, you’ll always feel behind, no matter how ‘productive’ you are.”
⚙️ Systems aren’t boring. They’re the fck-me-this-is-so-easy magic you’ve been missing.
💬 Templates are tiny time investments that pay back in mental energy and speed, start building your bank now!
📚 Mentioned Resources
Automated Money Stuff Masterclass (in Work Smart Academy)
🧠 Your Next Steps
Want more productivity + systems content? Follow Kate on Instagram here 👉🏻 @moretolifekate
Keywords
time management, productivity, time assets, time liabilities, automation, templates, systems, goal setting, business growth, time freedom
Music from #Uppbeat
https://uppbeat.io/t/cruen/in-the-now
License code: W3YLCNCJGODLKE3M