The U.S. national debt just crossed $38 trillion — up $3 trillion in only 12 months. What does that mean for interest rates, inflation, and your retirement savings? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the real impact of America’s exploding debt and why it’s more than just a Washington headline. You’ll learn: Why economists say the debt-to-GDP ratio matters more than the total number How rising interest costs threaten programs like Social Security Why an unchecked debt could weaken the U.S. dollar and your long-term wealth Don’t miss this quick breakdown of one of the biggest financial threats facing America’s future — and what it could mean for yours.