In this episode, we uncover how a Polish immigrant’s son in Sweden transformed the way people shop online. Join us as we follow Klarna’s ambitious founder, Sebastian Siemiatkowski, on his journey from humble beginnings to creating a global BNPL powerhouse. Discover the struggles and breakthroughs that shaped Klarna’s revolutionary “Buy Now, Pay Later” model, learn about the company’s cutting-edge AI-driven credit checks, and see how bold vision can redefine the future of finance. Whether you’re new to fintech or a seasoned pro, this deep dive into Klarna’s story reveals how passion, resilience, and innovation can create an entirely new standard for online payments—and beyond.