Every generation faces unique financial challenges—but what are the biggest money mistakes they keep making? In this episode of The Future of Finance, financial experts Marissa Wood and Lisa Green reveal the top financial pitfalls across Baby Boomers, Gen X, Millennials, and Gen Z—and share the exact strategies to avoid them. From ignoring long-term care to overspending on credit cards, this episode breaks down real-life examples, practical tools, and actionable tips to help you take control of your financial future—no matter your age. 🎯 Topics Covered: * Long-term care & estate planning * Retirement readiness by generation * Prioritizing your kids vs. your own future * Credit card debt & Gen Z struggles * How to start investing (even with little money) * Smart tax-free retirement strategies 📌 Ready to take action? Visit union-financial.com [http://union-financial.com/] to book a free consultation today. 👥 For one-on-one planning with Marissa or Lisa: https://www.union-financial.com/ ➡️ Phone • Zoom • In-person available ⏱️ Timestamps: 00:00 – Intro: Why Financial Mistakes Differ By Generation 02:00 – Baby Boomers' #1 Mistake: No Long-Term Care Planning 04:30 – How Estate Planning & Annuities Can Help Boomers 08:00 – Why Boomers Must Introduce Their Financial Advisor to Family 11:00 – Gen X's Mistake: Prioritizing Kids Over Their Own Retirement 13:00 – The Cost of Withdrawing from a 401(k) Too Early 15:30 – Maxing Out Retirement Plans the Right Way 18:00 – Millennials' Mistake: Delaying Investing 20:30 – Understanding Dollar Cost Averaging for Beginners 22:00 – Why Roth IRAs & IULs Are Crucial for Millennials 26:30 – Budgeting, Emergency Funds & Spending Habits 28:30 – Gen Z's Pitfall: Credit Cards & Instant Gratification 31:30 – Why Gen Z Should Start a Roth IRA Now