In an era where AI promises to reshape banking's fundamental operations, how do institutions separate genuine transformation opportunities from temporary trends? In the first episode of a three-part podcast series sponsored by HCLTech, FStech explores how financial institutions can navigate the transformative potential of Generative AI while building lasting foundations for innovation. In this first episode, Sudip Lahiri, Executive Vice President & Head of Financial Services for Europe & UKI at HCLTech cuts through the noise to examine the cultural, technical, and organisational bedrock required for meaningful GenAI adoption in banking. Moving beyond proof-of-concepts and pilot projects, we explore how banks can build sustainable AI capabilities that align with their strategic vision while maintaining operational resilience. From fostering AI literacy across organisations to establishing governance frameworks that enable innovation, discover how leading financial institutions are laying the groundwork for a future where technology enhances rather than replaces human capabilities.