In this episode, Dale Shafer tackles the rise of viral financial advice spreading across TikTok, Instagram, and other platforms—and why most of it is dangerously misleading. From claims about getting rich through UGMA accounts and writing off your life through an LLC, to the false promises of whole life insurance as an investment, Dale breaks down five of the most common and misleading money myths making the rounds. He also shares a story of hitting an unexpected eagle on the golf course (while battling a summer cold) and how that moment ties into the theme of luck versus logic. If you’ve ever wondered whether these short-form financial influencers know what they’re talking about—this episode is for you.