The Financial Huddle | Real Money Conversations for Financial Literacy
Brian Minier, Ed Beemiller & Ryan Fleming | Keystone Financial Group
9 episodes
1 week ago
In this episode of The Financial Huddle, Ryan, Ed, and Brian break down one of the most talked-about new pieces of legislation - The One Big Beautiful Bill. There's been a lot of noise about "tax-free" Social Security, overtime, and tips, but what's actually true? The team cuts through the misinformation and explains exactly: - What the new deductions mean for tips, overtime pay, and seniors. - Why none of these are truly "tax-free" (and how the math really works) - How long these changes l...
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In this episode of The Financial Huddle, Ryan, Ed, and Brian break down one of the most talked-about new pieces of legislation - The One Big Beautiful Bill. There's been a lot of noise about "tax-free" Social Security, overtime, and tips, but what's actually true? The team cuts through the misinformation and explains exactly: - What the new deductions mean for tips, overtime pay, and seniors. - Why none of these are truly "tax-free" (and how the math really works) - How long these changes l...
In this episode of The Financial Huddle, Ryan, Ed, and Brian break down one of the most talked-about new pieces of legislation - The One Big Beautiful Bill. There's been a lot of noise about "tax-free" Social Security, overtime, and tips, but what's actually true? The team cuts through the misinformation and explains exactly: - What the new deductions mean for tips, overtime pay, and seniors. - Why none of these are truly "tax-free" (and how the math really works) - How long these changes l...
The U.S. government has shut down—again. Headlines are screaming panic, markets are twitching, and the noise is deafening. In this episode, we cut straight through the hype and break down what actually matters for your money, your investments, and your long-term plan. Most investors make the same costly mistakes during events like this—panic selling, chasing cash, abandoning strategy, or freezing in fear. We explain exactly how to avoid those traps and why government shutdowns are political ...
In this episode of The Financial Huddle, Brian, Ed, and Ryan take a deep dive into the financial habits that can make or break your future. The conversation starts lighthearted with stories about kids heading off to college and parents still stepping in to guide their finances, but quickly shifts into the core theme: common financial fumbles and how to avoid them. Ed shares a real-world story of helping his son pay off nearly maxed-out credit card debt, showing the dangers of high-interest ba...
This week on The Financial Huddle, we kick things off with football season energy, family updates, and even some half-marathon training mishaps—but the conversation quickly pivots to one of the biggest concerns we hear from clients: Will I run out of money in retirement? It’s not just a casual worry. Studies show that the fear of outliving savings consistently ranks as the top financial concern among Americans—often above the fear of death itself. Whether you’re lower income, middle class, or...
Welcome back to The Financial Huddle! In this episode, Ryan, Ed, and Brian kick things off with the rise of pickleball, from neighborhood courts to Bainbridge Island’s Hall of Fame. But beyond the sport, pickleball serves as the perfect analogy for today’s topic: fiduciary duty. We break down: What it really means to be a fiduciary and why it matters to you.The difference between “suitable” advice and acting in your best interest.The history of fiduciary standards, from Roman law to the Inves...
When clients sit down with us, one question comes up more than any other: “When can I retire?” In this episode of The Financial Huddle, we dive deep into the realities behind that question—why so many Americans don’t know their retirement number, why living longer makes planning more complex, and why early retirement often isn’t a choice. Ryan also shares his personal story of being forced into “retirement” from professional baseball with the Philadelphia Phillies, and how that shaped his per...
In this episode of The Financial Huddle, Brian, Ed, and Ryan dive into the power of focus - in family, finances, and your future. From navigating wedding season and NFL internships to strategic college funding and business-owner tax planning, the team highlights how intentional financial strategies can create confidence and certainty at every life stage. They also explore long-term care planning, Social Security optimization, and the rising need for tax-free retirement strategies. ...
In Episode 2 of The Financial Huddle, the team dives deep into the importance of process—on the field, in college athletics, and in financial planning. The conversation kicks off with a personal story about how new NCAA rules allowing direct pay to athletes are reshaping college sports, sparking thoughtful dialogue about the ripple effects on non-revenue sports and smaller programs like Butler. From there, we shift to what we know best: helping people make sound financial decisions by emphasi...
Episode 1: Welcome to The Financial Huddle – What is our Why? In our very first episode, meet your hosts Ryan Fleming, Ed Beemiller, and Brian Minier as we launch The Financial Huddle! We’re diving into why we started this podcast, how we each found our way into financial planning, and why financial literacy matters now more than ever. From sports backgrounds to corporate careers, we share our stories, our passion for helping others, and our vision for this podcast. Whether you're just starti...
The Financial Huddle | Real Money Conversations for Financial Literacy
In this episode of The Financial Huddle, Ryan, Ed, and Brian break down one of the most talked-about new pieces of legislation - The One Big Beautiful Bill. There's been a lot of noise about "tax-free" Social Security, overtime, and tips, but what's actually true? The team cuts through the misinformation and explains exactly: - What the new deductions mean for tips, overtime pay, and seniors. - Why none of these are truly "tax-free" (and how the math really works) - How long these changes l...
