💬 Episode Summary:

Most people think building wealth is about getting high returns fast. But what if the real difference making factor is how much you save — not how fast your money grows?

In this episode, host and Certified Financial Coach Kevin Neoh unpacks why your savings rate matters more than your investment return rate, especially when you're just getting started or managing limited resources.

This episdoe also look into 5 ways to build a savings habit that can sticks, and why protecting our savings is just as important as growing them.

Whether you’re new to saving or trying to reset your financial habits, this episode will give you the clarity and tools to take control of your financial future one step at a time.

🎯 Challenge of the Week:

✅ Set a savings target
✅ Automate your transfer
✅ Label it with meaning
✅ Track how it makes you feel over 30 days
Tag @kevinkmneoh on Instagram to share your progress!

💬 Connect with Kevin:

Loved this episode? Share it with a friend who’s always chasing the “best return”, they might discover a differet path to financial freedom without costing them their peace of mind.

Questions or feedback? Reach out anytime HERE

Chapters

00:00 Introduction to Financial Health

02:03 The Importance of Savings Rate

05:47 Control Over Financial Decisions

09:00 Automating Savings for Success

10:33 Separate Your Money / Account

11:30 Name your savings

13:32 Prepare a Simple Spending Plan

15:50 Start small is the new start big

18:41 Protecting Your Savings

21:03 Health and Financial Wellbeing

24:16 Building a Strong Financial Foundation

26:58 Your Home Work

27:58 Wrap up