
Overview:
You’ve read the books, watched the videos, attended the talks — and yet, your money habits still feel stuck.
Why? In this powerful episode, host Kevin Neoh shared with listeners what really gets in the way of our financial progress — even when we “know better.”
Based on a live talk segment, this episode dives into the emotional, psychological, and neurological blocks that drive money decisions.
You’ll also discover why knowledge alone isn’t enough, and how our past beliefs, guilt, fear, and even brain wiring contribute to the knowing-doing gap.
🧠 What You’ll Learn:
✅ Why financial literacy doesn’t always lead to action
✅ The neuroscience behind our spending and saving habits
✅ How your beliefs shape your financial behavior
✅ Why guilt, fear, and emotion override logic
✅ How to start rewriting your money story — without shame
Resources:
Spotify: How to use Brain Science to Build Momentum with Coach Karry
Apple Podcast: How to use Brain Science to Build Momentum with Coach Karry
📥 Download the BELIEF Framework Worksheet here.
💬 Want to work on your money story with a Certified Financial Coach? Get in touch here.
🎧 Coming Up Next:
In Part 2 of this talk, we explore financial stability as a foundation for growth — including a 5-step stability framework and a mindful spending tool to help you move from stress to strength.
Chapters
00:00 Introduction to Financial Health Insights
01:30 Understanding Financial Literacy and Action
03:24 The Role of the Brain in Financial Decisions
07:42 Aligning Actions with Intentions
10:15 It's not because we are not smart enough
14:24 Does improved Financial Literacy contribute to better financial health?
18:56 The Big Picture of Financial Planning
20:40 Defining Financial Literacy
21:24 Psychology of Money
23:19 The Hidden Forces behind our Money Relationship
30:20 Re-writing our Money Beliefs
31:18 The Money BELIEFS Reset Framework
31:50 Wrap up