Have you ever wondered why small steps are very crucial for our success, as compared to planning big or wait until we can "start big".
In this episode of The Financial Health Insights, host Kevin sits down with Brain Health Coach Karishma Valliappan (Brain by Karry) for a deeply engaging conversation about motivation, neuroplasticity, and the emotional side of money habits.
Together, they unpack why we procrastinate, how fear and overwhelm hijack our decision-making, and how even a small winâlike saving RM50âcan kickstart powerful change.
Whether you're struggling to stay consistent or trying to rebuild financial confidence, this episode will help you understand yourself better and offer brain-friendly ways to create momentum that lasts.
𧠠What Youâll Learn:
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đ Follow Karry (Brain by Karry):
Chapters
00:00 Introduction to Financial Health and Guest Introduction
03:51 Understanding Brain Health and Its Importance
10:49 Overcoming Procrastination: The Role of Fear
16:06 Strategies to Regain Control Over Procrastination
18:07 The Role of Dopamine in Motivation
20:33 Celebrating Small Wins in Financial Health
30:54 Consistency vs. Intensity in Achieving Goals
35:41 Automating Routines for Better Habits
41:09 Building Trust with Yourself
47:52 Identity and Change
01:00:11 The Role of Self-Compassion
01:03:06 Journaling and Manifestation